Policyholder defense

Know exactly howthey deny your claim.

An AI that reads your policy and the documents it references, then lists every clause an insurer could use to reduce or deny a claim. Before you file.

Join early access In development
Reads PDF policies
Cites the exact clause
One risk free at launch
Intake form 01 Early access

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The method

Three passes.
No surprises at claim time.

// A close read of every clause and cross-reference.

policy.pdf · p. 14 of 38Illustration

Section I — Exclusions

We do not cover loss caused by any of the following, regardless of any other cause or event contributing concurrently or in any sequence to the loss:

(b)Wear and tear, marring, deterioration;

(c)Continuous or repeated seepage or leakage of water over a period of 14 or more days;

(d)Mold, fungus or wet rot, unless hidden within walls…

High

A slow pipe leak found late can be called “seepage” and denied.

  1. 01

    Intake

    Upload the policy PDF. Full text, page by page.

  2. 02

    Close read

    Every clause, plus the documents it points to, read the way an adjuster would.

  3. 03

    The verdict

    Each risk ranked, with its clause and what it means for a payout.

Exhibit A

What your insurer
hopes you never read.

A denial often traces back to one buried line.

Read more

ScrewProof is built to surface the clauses that can cap, delay or void a payout: exclusions, deadlines, depreciation schedules, anti-concurrent causation wording. Each one comes with the exact text and what it means for you.

§
The exact clause
Aa
Plain-English meaning
→
How it hits a claim
Sample report · Homeowners
High risk
Water damage coverageHigh

An exclusion for “gradual seepage” can be used against slow-leak and burst-pipe claims.

Subrogation clauseMedium
Personal property limitsMedium
Sealed · 2 more risks
Acts of nature exclusionsHigh
Anti-concurrent causationHigh
How unlocking will work

Illustrative sample · hover a sealed row

Planned terms

One policy.
One flat fee.

No subscription. At launch you'll see your first risk free, then pay once to unlock the whole report.

$4.99/ report
One-time
Every risk found, ranked by severity
The exact clause behind each one
Plain-English translation
A scenario showing how it hits a claim
Referenced documents read too
Get early access

Planned pricing · may change before launch

Don’t wait for the denial letter.

Early access opens in small batches.

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